By Brett Weiss on Jul 31, 2014 in Bankruptcy In the News, Bankruptcy Information, Chapter 11, Chapter 13, Chapter 7 | Comments Off on Dave Ramsey vs. Bankruptcy
My colleague, Matt Berkus, a bankruptcy attorney in Denver, has written an excellent article discussing Dave Ramsey’s anti-bankruptcy positions (despite his having filed for, and benefited from, a Chapter 7 case). When my clients ask if they will ever be able to get credit again and buy a home, I often show people a picture […]
By Brett Weiss, Esq. on Jul 7, 2008 in Bankruptcy In the News, Bankruptcy Information, Chapter 11, Chapter 13, Chapter 7, Consumer Rights | Comments Off on Bankruptcy Law, Obama and McCain
Over on the Bankruptcy Law Network, I have been writing a series of blogs on Senators Obama and McCain‘s positions on bankruptcy. The results may surprise you. The articles may be found by clicking on the links: Obama vs. McCain on BankruptcyObama and McCain’s Votes on Bankruptcy AmendmentsBarack Obama on BAPCPABarack Obama on Bankruptcy/Credit Reform
By Brett Weiss, Esq. on May 13, 2008 in Bankruptcy In the News, Bankruptcy Information, Chapter 11, Chapter 13, Chapter 7 | Comments Off on US Trustee Audits to Resume May 12, 2008
According to an article on the US Trustee website, random debtor audits, which were halted in January 2008 due to budgetary problems, will resume on May 12, 2008. The only change appears to be that instead of randomly auditing one out of each 250 cases filed, the UST will audit one out of each 1,000 […]
By Brett Weiss, Esq. on Mar 19, 2008 in Bankruptcy Information, Chapter 13, Chapter 7 | Comments Off on What We Do For You In a Chapter 7 or Chapter 13 Bankruptcy…
We’re often asked by new clients what we actually do for them. I thought I’d put a short list together: We let you answer your phone without your heart seizing with fear that it’s someone calling to collect a bill. We give you room in your mailbox for birthday cards instead of bills. We let […]
By Brett Weiss, Esq. on Jan 22, 2008 in Bankruptcy Information, Chapter 13 | 1 Comment
I’ve taken over a number of cases where a debtor prepared and filed the various bankruptcy documents without the help of an attorney–what is called filing pro se or pro per. Apart from the fact that the schedules generally have to be completely redone (the exemptions are usually wrong, debts are not listed, assets are […]
By Brett Weiss, Esq. on Nov 17, 2007 in Bankruptcy In the News, Bankruptcy Information, Chapter 13, Foreclosure, Maryland Bankruptcy | 1 Comment
While traditionally, Maryland has not been the most homeowner-friendly state in terms of its foreclosure procedures, things have gotten far worse with the deepening of the mortgage crisis. According to State officials, Maryland has jumped from No. 40 to No 15 in foreclosures nationally. A recent article in The Washington Post summarizes the recommendations of […]
By Brett Weiss, Esq. on Nov 2, 2007 in Bankruptcy In the News, Bankruptcy Information | Comments Off on Collection of Debts Discharged in Bankruptcy
BusinessWeek published online (and will publish in its magazine) an amazing article, “Prisoners of Debt.” This major story talks about the increased selling and collection of debt discharged in Chapter 7 cases. A must read. BusinessWeek has two companion articles: “Conveniently Not Updating,” about improper credit reporting of discharged debt, and “Whose Second Chance,” about […]
By Brett Weiss, Esq. on Nov 2, 2007 in Bankruptcy Information, Maryland Bankruptcy | Comments Off on “Why Do You Need All This Information?”
My friend, California State Bankruptcy Attorney Cathy Moran, wrote a recent blog titled, “To Tell the Truth,” talking about the information that is now required from clients to file under the new bankruptcy law (BAPCPA). Cathy correctly notes that, “Calling for gobs of only marginally relevant information was one strategy that creditors included in the […]
By Brett Weiss, Esq. on Nov 2, 2007 in Bankruptcy Information | Comments Off on Latest Foreclosure Numbers…It’s Getting Worse
During the third quarter of 2007, more than 635,000 foreclosure filings were reported nationwide. This works out to one foreclosure for every 196 households. The filings include everything from default notices to auction sale notices to actual bank repossessions. According to Realtytrac, a foreclosure tracking service, “August and September were the two highest monthly foreclosure […]
By Brett Weiss, Esq. on Oct 21, 2007 in Bankruptcy Information, Maryland Bankruptcy | Comments Off on How Can I Qualify for a Chapter 13 Bankruptcy?
Just about everyone, regardless of how much debt they have, can qualify for Chapter 7 bankruptcy (so long as they are eligible under the Means Test). But Chapter 13 bankruptcy is different. In a Chapter 13 case, you have to owe less than a certain amount of debt to qualify.