Maryland Bankruptcy Blog » Chapter 7 http://www.bankruptcylawmaryland.com/blog A Service of Brett Weiss, P.C. Fri, 27 Jun 2008 18:37:20 +0000 http://wordpress.org/?v=2.2.2 en Maryland Foreclosure “Moratorium” to Expire Soon http://www.bankruptcylawmaryland.com/blog/maryland-foreclosure-moratorium-to-expire-soon/ http://www.bankruptcylawmaryland.com/blog/maryland-foreclosure-moratorium-to-expire-soon/#comments Sat, 14 Jun 2008 13:13:25 +0000 Brett Weiss, Esq. http://www.bankruptcylawmaryland.com/blog/maryland-foreclosure-moratorium-to-expire-soon/ When Governor O’Malley signed into law changes to Maryland’s foreclosure laws effective on April 4, 2008, new foreclosure filings stopped. Although the new law’s changes were, in most instances, more cosmetic than substance (see my article on the Mortgage Law Network, “Changes to Maryland Foreclosure Law: Steak or Sizzle?“) they contained provisions that resulted in an effective moratorium, or halt, in foreclosures.

This is primarily because of required new forms that have to be adopted by the State, and without which, the foreclosure cannot comply with the technical requirements of the new law. The forms should be issued in early July, and the floodgates will open. Three months worth of foreclosures will be filed at once, with auctions likely scheduled in early September.

Thousands of new cases are likely to be filed, so if you’ve fallen behind on your mortgage, now is the time to examine your options, before the rush hits.

]]> http://www.bankruptcylawmaryland.com/blog/maryland-foreclosure-moratorium-to-expire-soon/feed/ US Trustee Audits to Resume May 12, 2008 http://www.bankruptcylawmaryland.com/blog/us-trustee-audits-to-resume-may-12-2008/ http://www.bankruptcylawmaryland.com/blog/us-trustee-audits-to-resume-may-12-2008/#comments Tue, 13 May 2008 20:56:02 +0000 Brett Weiss, Esq. http://www.bankruptcylawmaryland.com/blog/us-trustee-audits-to-resume-may-12-2008/ According to an article on the US Trustee website, random debtor audits, which were halted in January 2008 due to budgetary problems, will resume on May 12, 2008. The only change appears to be that instead of randomly auditing one out of each 250 cases filed, the UST will audit one out of each 1,000 cases filed.

]]> http://www.bankruptcylawmaryland.com/blog/us-trustee-audits-to-resume-may-12-2008/feed/ What We Do For You In a Chapter 7 or Chapter 13 Bankruptcy… http://www.bankruptcylawmaryland.com/blog/what-we-do-for-you-in-a-chapter-7-or-chapter-13-bankruptcy/ http://www.bankruptcylawmaryland.com/blog/what-we-do-for-you-in-a-chapter-7-or-chapter-13-bankruptcy/#comments Wed, 19 Mar 2008 19:51:04 +0000 Brett Weiss, Esq. http://www.bankruptcylawmaryland.com/blog/what-we-do-for-you-in-a-chapter-7-or-chapter-13-bankruptcy/ We’re often asked by new clients what we actually do for them. I thought I’d put a list together:

  • We let you answer your phone without your heart seizing with fear that it’s someone calling to collect a bill.
  • We give you room in your mailbox for birthday cards instead of bills.
  • We let your answering machine be empty when you come home from work.
  • We let you know your kids will be going to the same school next fall, because you’ve saved your home from foreclosure.
  • We let you know you’ll keep your job because you’ve saved your car from being repossessed.
  • We let you sleep at night.

Oh, and we also deal with creditors and the Court, prepare and file pleadings, argue on your behalf, and do all of the other “lawyer work.”

But what our clients remember is the important stuff above. *That* is what we really do.

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