Just about everyone, regardless of how much debt they have, can qualify for Chapter 7 bankruptcy (so long as they are eligible under the Means Test). But Chapter 13 bankruptcy is different. In a Chapter 13 case, you have to owe less than a certain amount of debt to qualify.
The current requirements are that:
If you’re over either of these limits, you are ineligible for a Chapter 13, and have to file a Chapter 11 instead.