Chapter 7

Chapter 7 is what most people think of when they think of bankruptcy. One of the main purposes of Chapter 7 is to discharge debts to give you a "fresh start." 

Chapter 13

Chapter 13 lets you catch up on mortgage, car, tax, or support payments over five years, as well as deal with credit cards, personal loans, medical bills, and all of your other debt.

Chapter 12

Chapter 12 is for family farmers and aquaculture businesses. More than half of your debt needs to be from your farming or aquaculture business to qualify.

Chapter 11

Brett Weiss wrote the book on Chapter 11 and lectures nationally on the new Small Business Reorganization Act.  Restructuring business and large individual debt is what Chapter 11 is all about.