The Maryland Bankruptcy Blog

Money Roll You are looking for a bankruptcy attorney. So you call some bankruptcy attorneys that you find online, and the first question you ask is, "How much do you charge?" Good lawyers absolutely hate that. Not because we don't want to discuss our fees--they are important to both of us. But because of what it says about you, the potential client. It says that the only thing you care about is what we charge. How experienced we are, how knowledgable we are, how well we know

The American Bankruptcy Institute reports that July 2026 bankruptcy filings have significantly increased. Individual filings (Chapters 7 and 13) jumped 11% over July 2025, with business filings (Chapter 11) going up by 24% over the same time period. Almost 52,000 people and businesses filed during July 2026. “July’s filings increase reflects the cumulative impact of elevated interest rates, higher target inflation, and record household debt levels that near $18.8 trillion,” s

The U.S. Department of Education has announced that it will resume collection from federal student loan borrowers whose loans are in...

On June 21, 2022, President Biden signed into law the Bankruptcy Threshold Adjustment and Technical Corrections Act (the “Act”), Pub. L....

On June 21, 2022, President Biden signed into law the Bankruptcy Threshold Adjustment and Technical Corrections Act (the “Act”), Pub. L....

The decision of whether to convert a Chapter 13 bankruptcy case to a Chapter 7 bankruptcy case is not simple. There are many, many...

A new client calls me, and we set up a time to meet (via zoom). What should you expect to happen? What questions should you ask? The...

As I discuss in my blog, "Business Chapter 7? Probably Not," in the vast majority of cases, a business will not want to file a voluntary...

Timing the filing of a Chapter 11 reorganization can be complex, but can also be one of the most important factors in determining the...

Almost all of my clients hate to schedule their first appointment with me. It’s not because I’m a bad guy, or that I treat my clients...

I am honored to have once more been selected as as Maryland Super Lawyer for 2024. This makes the 13th year that I have received this...

According to statistics released by the Administrative Office of the U.S. Courts, total bankruptcy filings rose 13 percent, and business...

According to data collected by Epiq, July commercial Chapter 11 filings increased 71 percent over last year. You can read the article...

This year marks the 40th anniversary of being admitted to the bar. Forty years ago, I was clerking for Bruce Williams, the Chief Judge of...

We are often contacted by potential clients who want to file a Chapter 7 bankruptcy for their closing business. Our answer usually is...

After years of declining bankruptcy filings, according to the most recent study by Epiq Bankruptcy, filings in January 2023 show a...

Update: Signed into law June 21, 2022. Late in the evening on June 8, 2022, the House of Representatives passed the Bankruptcy Threshold...

From Public Citizen: Forced arbitration backfires on Uber A cautionary tale on forced arbitration: Uber’s platform Uber Eats allows...

On April 11, 2022, the U.S. Senate passed the the “Bankruptcy Threshold Adjustment and Technical Corrections Act," via unanimous consent....

Bankruptcy filings for 2021, in the midst of a global pandemic and economic disruption, are at low levels we haven't seen for...